Why is the Premium 1/3 to 1/2
the Price of a School or Parent Policy
- School and parent health insurance policies accept all applicants regardless of their health, lifestyle or preexisting conditions.
- StuHealth only accepts applicants who are healthy full-time students.
- Once accepted, if you become ill or develop a medical condition, your premium cannot be increased, nor can your policy be cancelled because of your illness. If for any reason you are no longer a full-time student, or after graduation, you can renew your policy until age 65 at the standard premium rate for healthy applicants.
- A major portion of healthcare expenses are determined by lifestyle factors such as obesity or smoking. If you are healthy and choose to live a healthy lifestyle, Zane Benefits and StuHealth can help you obtain permanent, affordable, health insurance for 1/3 to 1/2 the cost of a traditional school or parent policy.




