StuHealth vs. Parent Policy
Save $580-2,598 Every Year on Your Premium
| Annual Additional Cost | Annual Deductible | Out-of-Pocket Maximum | Max Benefit | Term/ Renewal | |
| Traditional Employer Group Policy | $1,800 to $3,600 |
$500 | $2,500 | $1 Million | End Age 22-25, not a Student, Parent Job Loss |
|
$500 Deductible StuHealth.com |
$1,0082 | $500 | $2,500 | $1 Million | Lifetime Coverage |
| Annual Savings $792 to $2,598 | |||||
| High Deductible Employer Group Policy | $1,200 to $2,4003 |
$2,000 | $4,000 | $1 Million | End Age 22-25, not a Student, Parent Job Loss |
|
$2,500 Deductible StuHealth.com |
$6204 | $2,500 | $4,500 | $1 Million | Lifetime Coverage |
| Annual Savings $580 to $1,780 | |||||
1 In 2006, the average employer traditional (low-deductible) group policy dependent cost is $3,600 per person, most employers contribute 0%-50% of dependent cost
2 StuHealth.com offers Assurant Student Select, for the 2006-2007 plan year, a $250 deductible, 20% coinsurance to $10,000, and out-of-pocket maximum= Deductible + Coinsurance, for California student & resident
3 In 2006, the average employer high-deductible group policy dependent cost is $2,400 per person, most employers contribute 0%-50% of dependent cost
4 StuHealth.com offers Assurant Student Select, for the 2006-2007 plan year, a $2,500 deductible, 20% coinsurance to $10,000, out-of-pocket = Deductible + Coinsurance, for California student & resident